Your Saver Profile

• 1. How would you rate your ability to save money?

  Appalling Poor Pretty good Not a problem Expert

• 2. Do you spend more than you earn?

  All the time Most of the time Some of the time Very rarely Never

• 3. What would you like to save for?

  Shoes Holiday Car House A rainy day

• 4. If you were saving money, where would you keep it?

  Hidden at home Everyday bank account High interest savings account On the stockmarket Anywhere I can’t touch it

• 5. How much of your money do you think disappears on incidental spending (coffee, eating out, clothes, music, entertainment, etc.)?

  80-100% 60-80% 40-60% 20-40% 0-20%

• 6. The opportunity to join friends overseas next year for the holiday of a lifetime presents itself. What’s your savings strategy?

  Ask someone you know for some savings advice Commit to going and deal with how you’ll afford it when the time comes Cutback on eating out and buying clothes so you can afford to go Draw up a strict budget on things you can cutback on and stick to it like glue Open a high interest savings account and move some of your salary into it

• 7. What springs to mind when you think ‘dining out’?

  Kebab Steak & chips Cheap eats Italian or Thai Haute cuisine

• 8. If you were to come into a substantial amount of money, what would you do?

  Blow it all Spend most of it Spend half, save half Save most of it Save all of it

• 9. Which statement best describes your long-term financial plan?

  I don’t really have one, but I’m starting to think I should I tend to spend what I earn and just live for the moment I tend to just think about where I want to be in 1 or 2 years and aim for that Most of my money goes on the mortgage because that’s where my future equity lies I plan to have a balance of property and stockmarket investments to maximise my savings

• 10. Which word do you associate most with saving?

  Confusion Boredom Holiday Family Confidence

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